Earn S$300 - S$500 Cash Rebate When You Refinance Your Home Loan Or When You Take Up A New Loan.
Scroll down to check out bank refinance rates.
Scroll down to check out bank refinance rates.
Enjoy Special bank rate of 1.38% and up to $300* cash rebate today! Limited period only. We (Micah Lim) refer, you deal with the bank directly.
Message us at 90041643 to find out more.
For new home loan rates , refinancing rates and related information, please scroll down.
Get in touch with bankers directly.
* or cash rebate of up to 0.05% of your loan value, whichever is higher, applicable for loan amount that's $500,000 and above. For loan amount that's lower than $500,000, you will enjoy a cash rebate of $300 or 0.05%, which is lower. Terms apply.
Message us at 90041643 to find out more.
For new home loan rates , refinancing rates and related information, please scroll down.
Get in touch with bankers directly.
* or cash rebate of up to 0.05% of your loan value, whichever is higher, applicable for loan amount that's $500,000 and above. For loan amount that's lower than $500,000, you will enjoy a cash rebate of $300 or 0.05%, which is lower. Terms apply.
Why Let Us Refer Bankers To You
Simply decide on the bank(s) that you prefer for the financing of your home loan. It can be a new loan, refinancing or under construction. Let us refer bankers to you.
You earn an extra S$300 - S$500 cash and got nothing to lose. You will still enjoy the current bank promotional rates and packages, no less. Your contract is signed directly with the bank. If you contact the bankers directly, you won't earn this additional S$300 - S$500.
Our referral service to you is totally Free.
Enjoy Special bank rate of 1.38% and up to $300 cash rebate today! Limited period only. We (Micah Lim) refer, you deal with the bank directly.
Simply decide on the bank(s) that you prefer for the financing of your home loan. It can be a new loan, refinancing or under construction. Let us refer bankers to you.
You earn an extra S$300 - S$500 cash and got nothing to lose. You will still enjoy the current bank promotional rates and packages, no less. Your contract is signed directly with the bank. If you contact the bankers directly, you won't earn this additional S$300 - S$500.
Our referral service to you is totally Free.
Enjoy Special bank rate of 1.38% and up to $300 cash rebate today! Limited period only. We (Micah Lim) refer, you deal with the bank directly.
If you take a refinancing loan from DBS Bank now, you will enjoy $1,500 cash rebate from DBS plus additional cash rebate of $300 - $500 from us. Total rebate $2,000! Terms apply and subject to change without notice.
You will enjoy a limited offer rate of 1.38% floating rate on new loan and refinancing from DBS. Your cash rebate may however, be $300. Message 90041643 on this and we will get the DBS banker to contact you soon
You will enjoy a limited offer rate of 1.38% floating rate on new loan and refinancing from DBS. Your cash rebate may however, be $300. Message 90041643 on this and we will get the DBS banker to contact you soon
How It Works
1. Contact us and let us know your name, contact number, email address, loan amount, loan period and property address(optional). Tell us the bank(s) you prefer, up to 3 banks. If you aren't sure of which banks, then we will suggest two banks to you.
2. Friendly bank home loan executives from the respective banks you have chosen will contact you and explain their home loan packages and rates directly to you. You can decide which bank you want to take up home loan with or not to take up any loans from them at all. No obligations on your part.
3. You liaise with the bankers, submit documents, decide on the type of packages and sign up packages directly with the bank. We will have no privacy to your information and it is confidential between the bank and yourself.
4. Once your loan application is approved and loan disbursed, we will ibank S$300 - S$500 directly to your bank account within 14 days of us receiving our bank referral fee from the bank you have chosen.
Get bankers to contact you now. No obligations to take up loan. You can check your loan eligibility too.
Terms And Conditions
1. In order to get the cash reward of S$300 - S$500, the loan amount must be at lease S$500,000 and above. The loan period or tenure must not be shorter than 7 years for every successful loan disbursed. If the loan amount is less than S$500,000 or the loan period is less than 7 years, the cash reward will only be S$100.
2. The cash reward of S$300 - S$500 is only applicable when you contact us directly and not when you had already applied for a home loan with the bank(s) of your choice. Most banks will not accept our referral if you had already applied directly to the bank.
3. Please feel free to use our loan information and applications below. You are free to apply loan through iCompareloan but if you do apply loan through them, then the cash reward is only up to S$100 for every successful loan application, regardless of the loan amount.
4. We are not a mortgage loan broker so we can't advise you professionally on the type of loans or which bank that is most suitable for you. It is advisable for you to seek consultation with our referred bankers on the type of home loan package that will suit you.
5. The bank referral fee may be paid within 2 months from the date of your loan disbursement. If the bank decides to reduce our referral fee for whatsoever reason(s), for example - when the bank gives you special preferred rates that is better than their public promotional rate. In this case, our referral fee from the bank may be less than S$300 and therefore you will only receive a cash reward of up to S$100. This will be supported by payment advice from the bank to us. The cash reward to you is only payable after we had received our referral fee from the bank on the successful deal.
6. This promotion of cash reward is only valid till 31 December 2018 and for selected banks only.
7. Do note that under MAS regulations, you will need to declare the value of your cash reward/cash receipts to the bank you transact with for your home mortgage loan. Terms and Conditions apply.
1. Contact us and let us know your name, contact number, email address, loan amount, loan period and property address(optional). Tell us the bank(s) you prefer, up to 3 banks. If you aren't sure of which banks, then we will suggest two banks to you.
2. Friendly bank home loan executives from the respective banks you have chosen will contact you and explain their home loan packages and rates directly to you. You can decide which bank you want to take up home loan with or not to take up any loans from them at all. No obligations on your part.
3. You liaise with the bankers, submit documents, decide on the type of packages and sign up packages directly with the bank. We will have no privacy to your information and it is confidential between the bank and yourself.
4. Once your loan application is approved and loan disbursed, we will ibank S$300 - S$500 directly to your bank account within 14 days of us receiving our bank referral fee from the bank you have chosen.
Get bankers to contact you now. No obligations to take up loan. You can check your loan eligibility too.
Terms And Conditions
1. In order to get the cash reward of S$300 - S$500, the loan amount must be at lease S$500,000 and above. The loan period or tenure must not be shorter than 7 years for every successful loan disbursed. If the loan amount is less than S$500,000 or the loan period is less than 7 years, the cash reward will only be S$100.
2. The cash reward of S$300 - S$500 is only applicable when you contact us directly and not when you had already applied for a home loan with the bank(s) of your choice. Most banks will not accept our referral if you had already applied directly to the bank.
3. Please feel free to use our loan information and applications below. You are free to apply loan through iCompareloan but if you do apply loan through them, then the cash reward is only up to S$100 for every successful loan application, regardless of the loan amount.
4. We are not a mortgage loan broker so we can't advise you professionally on the type of loans or which bank that is most suitable for you. It is advisable for you to seek consultation with our referred bankers on the type of home loan package that will suit you.
5. The bank referral fee may be paid within 2 months from the date of your loan disbursement. If the bank decides to reduce our referral fee for whatsoever reason(s), for example - when the bank gives you special preferred rates that is better than their public promotional rate. In this case, our referral fee from the bank may be less than S$300 and therefore you will only receive a cash reward of up to S$100. This will be supported by payment advice from the bank to us. The cash reward to you is only payable after we had received our referral fee from the bank on the successful deal.
6. This promotion of cash reward is only valid till 31 December 2018 and for selected banks only.
7. Do note that under MAS regulations, you will need to declare the value of your cash reward/cash receipts to the bank you transact with for your home mortgage loan. Terms and Conditions apply.
Refinancing to Save the Primary Mortgage Loan
There are many banks and other private sectors who offer any type of loans available. Some of the loan agencies give much opportunity for a good outcome once you tried to have a loan process with them. In return, the lender will manage the money properly. With a corresponding interests in the loaned money, the lender will also pay for the loaned amount.
Another best example of loan that people used to engage nowadays is the mortgage loan. This type of loan is known as a debt instrument that is secured by a collateral of a real estate property wherein the lender should pay with the predetermined payments being set. For example, in a residential mortgage, a home buyer pledges his house in the bank. The bank will claim the house of the home buyer in a default of his/her payments on the mortgage. In the foreclosure stage, the bank may sell the house and evict the tenants on that home. The income coming from the sold house will clear the debt on the mortgage.
In order to save the property, one should do the refinancing of the mortgage loan. Some of the home owners think that refinancing is a hard activity to deal with because of too many hassles and long processing of paperwork. Refinancing actually is fast and easy to process with only three steps - fill in an application form, email documents and then sign the letter of the offer. If the processing is obscuring to you, you can contact us in order for you to understand it further.
There are many loan terms and conditions being applied in order for a bank to lend money. There are many things that are needed to be considered after all. The banks will never lend a big amount of money to a borrower if there is no assurance of them being able to pay it back at the scheduled time. It takes months and sometimes years for one to pay back the money being borrowed. If one wanted to pay back the loaned money in just a short amount of time, the interest is lesser but when one chooses a long term payment, then the interest is quite higher. Therefore, one can have an ample time to pay the borrowed many because of the chances of having a daily gain.
Refinancing a mortgage is a big decision that one can make in his/her life. Before making a big decision, one should understand the things involved in refinancing. The home is one of the valuable financial asset that one can have, so better be careful of choosing a broker and understand carefully the mortgage conditions. Behind these refinancing benefits, there is also a cost.
When doing refinancing, one is paying the existing mortgage and is starting creating a new one. One can even decide if he/she wanted to combine the primary mortgage and secondary mortgage into a new loan. Refinancing will remind of what one is going through when he/she is just getting started with the original mortgage, in which he/she again encounters the same procedure and the same type of costs in the secondary mortgage.
Adapted from article on iCompareloan
There are many banks and other private sectors who offer any type of loans available. Some of the loan agencies give much opportunity for a good outcome once you tried to have a loan process with them. In return, the lender will manage the money properly. With a corresponding interests in the loaned money, the lender will also pay for the loaned amount.
Another best example of loan that people used to engage nowadays is the mortgage loan. This type of loan is known as a debt instrument that is secured by a collateral of a real estate property wherein the lender should pay with the predetermined payments being set. For example, in a residential mortgage, a home buyer pledges his house in the bank. The bank will claim the house of the home buyer in a default of his/her payments on the mortgage. In the foreclosure stage, the bank may sell the house and evict the tenants on that home. The income coming from the sold house will clear the debt on the mortgage.
In order to save the property, one should do the refinancing of the mortgage loan. Some of the home owners think that refinancing is a hard activity to deal with because of too many hassles and long processing of paperwork. Refinancing actually is fast and easy to process with only three steps - fill in an application form, email documents and then sign the letter of the offer. If the processing is obscuring to you, you can contact us in order for you to understand it further.
There are many loan terms and conditions being applied in order for a bank to lend money. There are many things that are needed to be considered after all. The banks will never lend a big amount of money to a borrower if there is no assurance of them being able to pay it back at the scheduled time. It takes months and sometimes years for one to pay back the money being borrowed. If one wanted to pay back the loaned money in just a short amount of time, the interest is lesser but when one chooses a long term payment, then the interest is quite higher. Therefore, one can have an ample time to pay the borrowed many because of the chances of having a daily gain.
Refinancing a mortgage is a big decision that one can make in his/her life. Before making a big decision, one should understand the things involved in refinancing. The home is one of the valuable financial asset that one can have, so better be careful of choosing a broker and understand carefully the mortgage conditions. Behind these refinancing benefits, there is also a cost.
When doing refinancing, one is paying the existing mortgage and is starting creating a new one. One can even decide if he/she wanted to combine the primary mortgage and secondary mortgage into a new loan. Refinancing will remind of what one is going through when he/she is just getting started with the original mortgage, in which he/she again encounters the same procedure and the same type of costs in the secondary mortgage.
Adapted from article on iCompareloan
When Does A Home Owner Refinance A Home Loan?
People particularly the home owners at times experience difficulties in terms of refinancing their homes. Thinking about it might take a couple of times considering the effects of this to the financial situation of the home owner who might find it hard to counter the interest rates. The interest rates may be low or high depending on the offered service of the bank. A low interest rate enables a home owner to decide on the specific loan grants that he or she will choose. In selecting the specified loan to be done, the person should be cautious of the existing interest rates associated with that loan.
Interest rates change gradually or at times at random depending on the money exchange rates and the number of bank customers availing the refinancing loan. As many try to apply for the refinancing strategy plan, the bank gains much more interests from these in exchange for large amount of refinancing loans. These loans are of fixed rate or non-fixed proportions related to the money matter exchange in the foreign market. As the foreign market produces more money, for example for a quarter of a year or full consecutive years, this money is turned or handed down to banks tasked to properly count the total gross from the stock market.
The foreign stock market when facing a breakdown results also to the low offer on home loan grants. The banks may try to solve the idea through the concept of adjusting the interest rates making it high with subsidies. Because of this, many home owners are discouraged to avail the home loan system due to the high interest rate. In considering the financial situation at home the person will not resort to home refinancing loan.
In Singapore, the mortgage loan system faces a throwback when the interest rates go high. The higher interest rate, the lower the possibility the client will engage in mortgage home loan. But if the interest rate is low, the client will try to avail of the loan.
This is not all the time the right choice. Here’s why.
If you think that having the highest interest rates with no subsidies added will save you extra cash, think again. Considering the idea that the lower interest rate with subsidies is a considerable choice, choosing with the high interest rate together with a subsidy is the best choice. You will be able to get extra money in availing the package with a high interest rate allowance.
In refinancing a home loan, the home owner must also know and understand how the concepts of mortgage home loan works. In understanding how the loan system is affected by the foreign market, there is also an assurance on what good decision is required if he or she will refinance his or her home. With a careful decision making and a deep analysis on how the foreign market works. The client will sure have an edge in refinancing a home mortgage loan.
Adapted from article on iCompareloan
People particularly the home owners at times experience difficulties in terms of refinancing their homes. Thinking about it might take a couple of times considering the effects of this to the financial situation of the home owner who might find it hard to counter the interest rates. The interest rates may be low or high depending on the offered service of the bank. A low interest rate enables a home owner to decide on the specific loan grants that he or she will choose. In selecting the specified loan to be done, the person should be cautious of the existing interest rates associated with that loan.
Interest rates change gradually or at times at random depending on the money exchange rates and the number of bank customers availing the refinancing loan. As many try to apply for the refinancing strategy plan, the bank gains much more interests from these in exchange for large amount of refinancing loans. These loans are of fixed rate or non-fixed proportions related to the money matter exchange in the foreign market. As the foreign market produces more money, for example for a quarter of a year or full consecutive years, this money is turned or handed down to banks tasked to properly count the total gross from the stock market.
The foreign stock market when facing a breakdown results also to the low offer on home loan grants. The banks may try to solve the idea through the concept of adjusting the interest rates making it high with subsidies. Because of this, many home owners are discouraged to avail the home loan system due to the high interest rate. In considering the financial situation at home the person will not resort to home refinancing loan.
In Singapore, the mortgage loan system faces a throwback when the interest rates go high. The higher interest rate, the lower the possibility the client will engage in mortgage home loan. But if the interest rate is low, the client will try to avail of the loan.
This is not all the time the right choice. Here’s why.
If you think that having the highest interest rates with no subsidies added will save you extra cash, think again. Considering the idea that the lower interest rate with subsidies is a considerable choice, choosing with the high interest rate together with a subsidy is the best choice. You will be able to get extra money in availing the package with a high interest rate allowance.
In refinancing a home loan, the home owner must also know and understand how the concepts of mortgage home loan works. In understanding how the loan system is affected by the foreign market, there is also an assurance on what good decision is required if he or she will refinance his or her home. With a careful decision making and a deep analysis on how the foreign market works. The client will sure have an edge in refinancing a home mortgage loan.
Adapted from article on iCompareloan
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